Auto insurance can be a confusing thing. When you hear the words full coverage in terms of your car insurance, you think you're good to go. You're covered for anything that could come your way. Unfortunately, full coverage is not really what you think and having a basic policy like this could hurt you if you are ever involved in a car accident in New Jersey or elsewhere -- regardless of who is at fault.
What does full coverage actually mean? Why should you consider more coverage? What happens if you're in an accident and your insurance is lacking?